Academy 02

CREDIT

Credit & Debt

How credit is scored, reported and rebuilt — plus your credit building roadmap.

Level 1 — Apprentice41% · 5 lessons complete

Lessons

✓How Credit Actually WorksCredit is a record of reliability, priced as risk.Open →✓Credit UtilizationThe ratio between what you owe and what you are allowed to borrow.Open →11mReading Your Credit ReportMOOR CAPITAL+Walk the four sections of a report and learn what to dispute.Open →

Full curriculum

How credit worksCredit scoresCredit reportsPayment historyCredit utilizationCredit inquiriesCredit ageDebt managementSecured credit cardsCredit buildingReading a credit reportConsumer credit rightsBusiness credit fundamentals

Credit Building Roadmap

Educational goals you can set for yourself. Moor Capital does not promise specific score increases.

Step 1

Pay balances down

Step 2

Check credit reports

Step 3

Build payment history

Step 4

Reduce utilization

Step 5

Create emergency savings

DisclaimerMoor Capital provides financial education and informational tools. Content is not individualized investment, legal, tax, credit-repair, or financial advice. Investing involves risk, including possible loss of principal.